The information on this website, on Refuge Financial Solutions social media accounts and in Refuge Refresh emails should not be construed as a solicitation, offer, or attempt to effect transactions in securities, sell insurance or any other financial product or the exchange of personalized investment advice for compensation over the internet. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state or zip code.

For Medicare: Currently, we represent 12 organizations which offer 90 products in the Southern Colorado area. You can always contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Program for help with plan choices.

Please contact our office at 719.877.3917 to discuss specific coverage details and your insurance needs. In order to protect your privacy, please do not send us your confidential personal information by unprotected email. Instead, discuss that personal information with us by phone or send by fax.

Statements on this website, on Refuge Financial Solutions social media accounts and in Refuge Refresh emails as to policies, coverages, strategies and other content provide general information only. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy, timeliness, suitability or relevance and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Hyperlinks on this website, in social media posts and in e-newsletters are provided solely as convenience. We disclaim any responsibility for unaffiliated third-party information, services or products linked to this website or referenced herein.

Any economic discussion or market commentary published herein is historical as of a specific prior date and not indicative of future results. All investment strategies have the potential for profit or loss. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. There can be no assurance that the future performance of any specific investment or investment strategy will be profitable.

Information provided on this website, on Refuge Financial Solutions social media account and in Refuge Refresh emails does not constitute professional advice. If you have legal, tax or security investment questions, you need to contact a qualified professional.